- Author: Ben Faber
USDA Farm Loan Programs
By providing access to credit, FSA's Farm Loan Programs offer opportunities to family-sized farmers and ranchers to:
- Start, improve, expand, transition, market, and strengthen family farming and ranching operations
- Beginning farmers, racial and ethnic minority farmers and women producers
- Value-added, direct sale, organic, and specialty crop operations
- Young People actively involved in agricultural youth organizations needing financial assistance for income-producing, educational, agricultural projects
- Urban farmers and roof-top producers
- Operations using alternative farming methods such as hydroponics, aeroponics, vertical farming, and freight container farming
Beginning Farmers and Ranchers Loans
America's next generation of farmers and ranchers are supported through FSA's "Beginning Farmer" direct and guaranteed loan programs. Farm Ownership loans can provide access to land and capital. Operating loans can assist beginning farmers in become prosperous and competitive by helping to pay normal operating or family living expenses; open doors to new markets and marketing opportunities; assist with diversifying operations; and so much more. Through the Microloan programs, beginning farmers and ranchers have an important source of financial assistance during the start-up years.
While FSA is fully committed to all farmers and ranchers, there is a special focus on the particular credit needs of farmers and ranchers who are in their first 10 years of operation. Each year, FSA targets a portion of its lending by setting aside a portion of all loan funds for financing beginning farmer and rancher operations. With the single exception of the Direct Farm Ownership Down Payment Loan, the Beginning Farmer classification is not related to a type of loan program; it references a specific, targeted funding source.
The focus of Microloans is on the financing needs of small, beginning farmer, niche and non-traditional farm operations, such as truck farms, farms participating in direct marketing and sales such as farmers' markets, CSA's (Community Supported Agriculture), restaurants and grocery stores, or those using hydroponic, aquaponic, organic and vertical growing methods.
- Author: Ben Faber
There is money out there to help with irrigation improvements. Along with USDA funding through The Natural Resources Conservation Service and many local Resource Conservation Districts, there are often funds from the state. In Ventura County there is a source of funding that is being made locally administered by the VC Farm Bureau. Check this out and follow some of the threads to find other local funding for improved water management.
VENTURA COUNTY AGRICULTURAL WATER AND ENERGY USE EFFICIENCY PROGRAM (AWUE)
Technical Assistance and Equipment Rebates
Funded by a State of California Proposition 84 Drought Grant*
The drought and groundwater sustainability goals are challenging farmers to use every drop wisely. To help, the State of California has awarded Ventura County a cost share grant with $1.2 million available for technical assistance and equipment rebates to improve agricultural irrigation and energy efficiency.
What does the funding cover?
The program will rebate farmers up to 60% of equipment upgrades that demonstrate quantifiable water and energy savings. This may include irrigation timers, meters, sprinklers, soil moisture sensors, drip tape and emitters, irrigation software, high efficiency pumps, pipes and valves. (Installation costs are not reimbursable due to grant restrictions.)
Who is eligible?
All commercial farms in Ventura County may complete the AWUE Interest Survey for the program. The farming operations with the greatest potential for savings will be invited to begin the program by signing the AWUE Cooperative Agreement (sample available for review at bit.ly/AWUE-grant).
How does it work?
Participating farms will have a free, on-site technical evaluation of operations and irrigation system(s) to develop a set of recommendations to improve water and energy efficiency. The evaluation may include a distribution uniformity (DU) test of the irrigation system(s) to determine if the system is applying irrigation water optimally, a review of irrigation scheduling vs. crop need, and other related practices and operational/testing equipment.
In conjunction with irrigation efficiency, opportunities for energy savings will also be evaluated. As a cooperative evaluation, innovative ideas that improve water efficiency will be explored for possible recommendation.
Equipment upgrades that are mutually agreed upon and implemented within one year at the farmer's upfront cost will be up to 60% reimbursed following a free post-project evaluation.
Are there other funding opportunities?
Farmers in Ventura County who meet certain requirements may also be eligible for funding from the USDA Natural Resources Conservation Service (NRCS) to further offset equipment costs of the same water and energy efficiency improvements. This includes special assistance funding for farms located in these Calleguas Creek subwatersheds: Revolon Slough, Beardsley Wash, Las Posas Arroyo and Lower Conejo Arroyo. Contact Dawn Afman, NRCS at firstname.lastname@example.org or (805) 984-2358 x101 for more information.
What is the timing
The AWUE Interest Survey completed by any Ventura County commercial farmer are currently being accepted until funding is exhausted. Surveys will be ranked and those with the greatest potential water savings will be invited to begin the process. NRCS potentially coordinated equipment improvements will receive extra credit in the selection process.
How do I begin?
Visit bit.ly/AWUE-grant webpage for current grant information. It is recommended that you review the sample AWUE Cooperative Agreement on the webpage to fully understand the program conditions before deciding to complete the AWUE Interest Survey.
For AWUE program information questions, please contact Nancy Broschart, Farm Bureau of Ventura County, at email@example.com or (805) 289-0155.
For field evaluation questions, please contact Jamie Whiteford, Ventura County Resource Conservation District, at firstname.lastname@example.org or (805) 764-5132.
*This is a cooperative program supported under the Safe Drinking Water, Water Quality and Supply, Flood Control, River and Coastal Protection Bond Act of 2006, administered by the State of California, Department of Water Resources; and the Ventura County Watershed Protection District as the Grantee.